Mr Suresh T S is currently a PhD Scholar in Commerce at Mahatma Gandhi University, Kottayam. His area of research is Finance and Entrepreneurship. He has successfully completed his MPhil in Commerce from, Sacred Heart College Thevara (An Autonomous College Under MG University) in 2017 and his area of study revolved around Digital Financial Inclusion. Mr. Suresh has completed his Master’s Degree in Commerce with specialisation in Finance from St Thomas College Palai, Mahatma Gandhi University. He is also having an MBA with Finance specialisation from Pondicherry University. He completed his B. Com specialised with taxation also from St Thomas College Palai, Mahatma Gandhi University. He has participated in various state and national level seminars. He has to his credit numerous publications in journals and proceedings of National and International Repute. He has also presented his studies in International Conferences and Seminars. Mr Suresh has attended numerous Workshops and Trainings on Academics and Research, having developed a sound and in-depth knowledge on Research Tools and Techniques. His area of interest are Financial Management, Cost Accounting, Entrepreneurship, Capital Market, Investment Management, Research Methodology